Automotive Insurance is the Easiest Expense to Cut in Half!

Automotive Insurance Compare Yours and See How Much You Can Easily Save….I saved about $720 (worth 10 minutes for sure)!Discovering How to Compare Automotive InsuranceWe’ve heard a slew of commercials recently offering consumers the opportunity to get an automotive insurance quote online.  With the increasing need we all have to save money, we decided to put these sites to the test and find out exactly how the process worked and how easy it was to navigate. Handing a list of automotive insurance websites to one of our writers, we instructed her to plug in her own personal information and let us know what she found out. The results were very interesting.Our researcher discovered that there was quite a bit of variation in the information that each site requested and what was required to actually obtain a quote. Only one site was able to give a quote with only the basic information of zip code, names and addresses. While this site also requested a social security number, skipping this step didn’t hold up the process or impede her ability to get the quote. Most other sites that we used to compare automotive insurance rates required more information. Some sites wouldn’t issue the quote at all without  the social security number. One site offered the option of using the couple’s drivers license numbers instead of the SSN. With many people uncomfortable giving out this piece of identifying information, it would be a good idea to use several websites until you find one whose format you are most comfortable with.One of the most surprising things that our writer discovered was that it appeared to make a difference who was listed as primary on the policy. The first time she ran the numbers, our writer automatically listed herself as policy holder. Out of curiosity, she later went back and plugged her husband into that spot and was surprised to find that the policy actually went down in price. While our friend didn’t really know what caused the price decrease, it could be extremely helpful to switch around each drivers position on the automotive insurance policy and see if this proves true for you as well. A good driving record and safety features in the vehicle also lowered the quotes on some sites. While our researcher and her spouse both have clean driving records, it was obvious from the questionnaires that these were contributing factors to the final insurance rate.For this exercise, we used five nationally recognized insurance companies. Using the exact same information, our researcher obtained quotes that varied by as much as fifty dollars. By having all your information on hand, she reported that it would be even quicker and easier to compare automotive insurance. So, grab a coffee and a bagel and in the time it takes you to eat your breakfast, you could easily find a better price on your automotive insurance as well.

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